INVEST WITH URBAN GATE CAPITAL

Real Estate-Backed Opportunities for Accredited Investors

UrbanGate Capital gives accredited investors access to private loans and real estate acquisitions backed by hands-on underwriting and local market experience. Our team has completed 300+ loan transactions, surpassed $75M in loan volume, and participated in more than $100M in acquisitions.

ABOUT

We focus on practical real estate opportunities where disciplined underwriting, strong collateral, and active oversight can create attractive risk-adjusted outcomes.

Who This is For

Invest with Urbangate

+ Investors interested in real estate-backed income opportunities

+ Accredited investors seeking exposure to private real estate loans

+ Self-directed investors looking for a team with lending and operating experience

+ Investors who want to review acquisition opportunities in Tennessee and the Southeast

PLATFORM

Two investment pathways

01

Private Loan Investments

Participate in private real estate loans originated and reviewed by the UrbanGate Capital team. These opportunities are designed for investors seeking real estate-backed income with collateral-driven underwriting.

PATHWAY

02

Acquisitions

Invest alongside an experienced Nashville-based team through real estate acquisitions. Our platform is built for investors seeking real estate-backed income through carefully underwritten opportunities.

CREDIT

How It Works

Our Investor Process

STEP 1

Join the Investor List

Submit your information so our team can confirm eligibility and learn more about your goals.

STEP 2

Invest Alongside the Platform

If an opportunity fits, our team walks you through documentation, funding, and investor communications.

STEP 3

Review Opportunities

When suitable opportunities are available, we share deal information, offering details, risks, and next steps.

FREQUENTLY ASKED QUESTIONS

FAQ

We lend on single family homes, multifamily properties, mobile homes, RV parks, raw land, commercial properties, and more. If you have an unusual property and you’re not sure whether we’d lend on it, please reach out and ask!
For most deals, we simply need the contract, current photos of the property, and an itemized rehab budget.
We can fund up to 95% of project cost. This varies between deals, as each must meet our underwriting standards to qualify for the maximum 95%.
No. We can only fund 95% of project costs on deals that meet the right underwriting standards. We will always quote the best leverage we can do on every deal.
Each loan comes with four one-month extensions. Each one-month extension costs 0.5% which is due at payoff, not at the time you take the extension. Extensions are designed to be a backstop in case something unexpected happens with the project.
You will pay the origination fee as well as pro-rated interest for the month of closing, which could be between 1-4% of the total loan amount.
For repeat borrowers, we can close in just two days when needed. For first-time borrowers we recommend a closing timeline of at least one week.
We do lend on land. However we very rarely put any money towards horizontal development costs, as we prefer the borrower to pay those.